How much does a bank safe-deposit box cost?
In the verified tariffs, a bank safe-deposit box costs EUR 25 to EUR 90 a year depending on size and branch; another bank charges EUR 5 per cubic decimetre, with a EUR 67 annual minimum.
Verifiable answer
In the verified tariffs, a bank safe-deposit box costs EUR 25 to EUR 90 a year depending on size and branch; another bank charges EUR 5 per cubic decimetre, with a EUR 67 annual minimum.
- How much does a bank safe-deposit box cost?
- €67 / box, per year
- €25 – €90
- Italy
- 29 September 2026
- Confidence: High
- Annual box-rental fee; Base insurance cover specified in the contract; Custody of the premises and external integrity of the box
- Any required current account; Insurance above the base limit; Charged visits and delegates; Lost key or forced opening
- Box volume and format; Branch and local availability; Linked current account; Declared insured value; Delegates and number of visits
- 2 sources
Short answer
There is no national tariff: box size, linked account, insurance cover and number of visits alter the bill.
A safe-deposit box is not a savings account and does not earn interest. It is a bank-custodied space for documents, jewellery and other valuables. Its main cost is an annual rental fee, but a single price would be misleading. Banks publish tariffs tied to a box's size and sometimes to its branch, and some also require a linked current account. The information sheets checked show a practical range: Cassa Rurale charges EUR 25 to EUR 90 a year across five sizes, while Banca di Credito Popolare charges EUR 5 per cubic decimetre with a EUR 67 minimum. This is not presented as an Italian average; it shows which questions to ask before signing and which extras can make an opening quote incomplete.
What is included
- Annual box-rental fee
- Base insurance cover specified in the contract
- Custody of the premises and external integrity of the box
What is not included
- Any required current account
- Insurance above the base limit
- Charged visits and delegates
- Lost key or forced opening
How the price breaks down
| Item | Type | Frequency | Minimum | Typical | Maximum |
|---|---|---|---|---|---|
| Annual rental feeCassa Rurale's advance tariff for base, small, medium, large or maxi boxes. | Compulsory | per year | €25 | €25 | €90 |
| Banca di Credito Popolare annual minimumThe charge is EUR 5 per cubic decimetre, subject to a EUR 67 VAT-inclusive minimum. | Compulsory | per year | — | €67 | — |
| Insurance above the included limitCassa Rurale includes cover up to EUR 20,000; above that it charges 0.1% for each insured EUR 1,000, up to EUR 75,000. | Optional | per year | €0 | €0 | €55 |
What the price depends on
- Box volume and format
- Branch and local availability
- Linked current account
- Declared insured value
- Delegates and number of visits
Hidden costs
- Extra charge for paying the fee in cash
- Insurance premium above included cover
- Stamp duty and linked-account costs
- High costs if the key is lost
Three realistic scenarios
Base box
€25
You take Cassa Rurale's base category and pay the advance annual fee, with cover up to EUR 20,000 included.
Medium format
€67
In Banca di Credito Popolare's tariff the annual minimum is EUR 67, before any linked-account charge or extra visits.
Maxi format
€90
You choose Cassa Rurale's maxi box; the annual fee is EUR 90 before cover above the included limit.
How to spend less
- Ask in writing for the internal dimensions and fee of the box actually available, not only the starting price.
- Check whether the required current account has its own fee before comparing boxes.
- Declare the value stored carefully and verify the included insured limit.
- If you expect frequent visits, ask whether each opening is charged.
- Keep the key and access card separately: tariffs can be expensive for a loss or forced opening.
Frequently asked questions
Does a safe-deposit box include insurance?
It depends on the contract. Cassa Rurale includes cover up to EUR 20,000 in the rental fee, while Banca di Credito Popolare lists EUR 5,200 as its base cover. Before storing valuables, check your branch's insured limit and the cost of increasing it.
Do I need a current account?
Often, yes. Both information sheets refer to charging the rental fee to a current account, and Banca di Credito Popolare expressly reserves the service for account holders. This guide excludes the account fee, which only matters if you do not already hold a compatible account.
What does a large safe-deposit box cost?
Cassa Rurale's tariff is EUR 70 a year for a large box and EUR 90 for a maxi box. That is not a national price: other banks charge by volume or set a yearly minimum. Always request the format and fee of the box actually available.
What happens if I lose the key?
The cost can be substantial. Cassa Rurale lists EUR 250 for a lost key and EUR 500 for forced opening, in addition to technical expenses. These are not ordinary costs, but they are a reason to protect the key and access card as carefully as the contents.
Can I access the box whenever I want?
No. Access follows the branch's hours and procedures. Banca di Credito Popolare lists a EUR 5 charge per visit, while other contracts can differ. If you expect frequent access, ask what is included and what each extra visit costs before signing.
Sources and methodology
How we worked it out
We opened two bank information sheets updated in 2026 and did not use brokers' articles or quotations. The EUR 25-90 range comes from Cassa Rurale's size tariff; EUR 67 is Banca di Credito Popolare's stated minimum. Both sources confirm that the fee is annual and depends on volume. We excluded the cost of a linked current account because it depends on the account already held, and we did not turn optional insurance or forced opening into a typical cost. Those items must be checked with the branch that actually has a box available.
Why this confidence level
Confidence is High for the stated fees and conditions because they are published in two bank information sheets updated in 2026. The range is not universally transferable: there is no national schedule and individual branches differ.
Annual fees from EUR 25 to EUR 90 for five sizes, with cover up to EUR 20,000 included
Foglio informativo cassetta di sicurezza (opens in a new tab)
La Cassa Rurale Adamello Giudicarie Valsabbia Paganella · Official tariff · Verified on 29 September 2026
Bank information sheet updated on 18 January 2026 and opened directly. It separates the fee from cash-payment uplift, lost-key costs and extra insurance.
Authority4/5
EUR 5 per cubic decimetre with a EUR 67 minimum, plus access and insurance charges above the base cover
Foglio informativo servizi diversi e accessori (opens in a new tab)
Banca di Credito Popolare S.C.p.A. · Official tariff · Verified on 29 September 2026
Information sheet updated on 20 May 2026 and opened directly; it confirms that size, linked account, access and insurance affect the cost.
Authority4/5
Revision history
First published on 29 September 2026 after checking two 2026 bank information sheets.
- 29 September 2026
- 29 September 2026
- 29 March 2027
What did you actually pay?
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