An insurance premium depends on personal variables — age, province, no-claims class — more than on the product itself. So we publish a range and the variables that set it, rather than a price.
On this cost we publish the supervisor's average and stop there. An individual premium depends on province, age and no-claims class far more than on the insurer, and no single figure can stand for it.
Verified on Jul 2026 · 3 sources
In the first quarter of 2026 the average effective third-party premium was EUR 423, according to the IVASS IPER survey published on 14 July 2026. These are premiums actually paid on a sample of annual contracts, not quotes. Against the same quarter of 2025 the increase is 3.2 per cent in nominal terms and 1.5 per cent after inflation: prices are still rising but the pace is slowing, after a 7.2 per cent jump in 2024.
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